Personal Finance Credit Cards
Written by Katherine Fan; edited by Sarah Silbert
Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate credit cards to write unbiased product reviews.
The information for the following product(s) has been collected independently by Business Insider: Chase Freedom®, Chase Freedom Flex®, Chase Freedom Rise℠, Chase Freedom® Student credit card, Chase Slate®, Southwest Rapid Rewards® Premier Credit Card, United Club℠ Business Card, Marriott Bonvoy Bold® Credit Card, Marriott Bonvoy Boundless® Credit Card. The details for these products have not been reviewed or provided by the issuer.
- DoorDash extends $0 delivery fees and reduced service fees through 2027 on select Chase credit cards.
- Chase Sapphire cardholders also get up to $20 off a month in bonus discounts.
- Most Chase credit cardholders are eligible for up to $10 off per quarter.
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If you have a Chase credit card, you may now be eligible for free DashPass membership and up to $20 off each month through 2027.
DoorDash and Chase are expanding their partnership, which includes complimentary DashPass for most Chase credit cardholders. DashPass offers unlimited $0 delivery fees, reduced service fees, and exclusive benefits at more than 150,000 grocery and convenience stores and retailers nationwide.
The complimentary DashPass subscription through Chase was set to expire sometime in 2024. Now, if you have one of the Chase Sapphire cards, you can enjoy unlimited DashPass membership until it's time to elect the next-next president. Most other Chase credit card customers will get at least six months of complimentary DashPass.
Here's what you should know about this benefit and how it impacts your specific credit card(s).
Which Chase credit cards are eligible?
DashPass is an enrollment-only benefit. So if you have one of the Chase credit cards below, make sure to register for your DashPass membership if you haven't already done so.
Cardholders with Chase Sapphire products enjoy complimentary DashPass membership through 2027, while those with cards in the Chase Freedom and Chase Slate families enjoy at least six months of complimentary DashPass, up from three months.
Some lucky cardholders can get up to $20 off each month. Most others get at least $10 off each quarter, which is enough to offset a guilty indulgence here or there.
Chase Sapphire Reserve®: Complimentary DashPass through 2027 and up to $20 off each month
Chase Sapphire Reserve® cardholders will receive two promos of up to $10 off each calendar month at checkout on grocery, convenience, or retail orders on DoorDash.
Enrolled Sapphire Reserve cardholders will continue to receive their existing $5 monthly DoorDash in-app credit through January 31, 2025. Beginning February 1, 2025, they begin receiving a new monthly benefit for $5 off restaurant orders on DoorDash.
Chase Sapphire Preferred® Card: Complimentary DashPass through 2027 and up to $10 off each month
New benefit: Chase Sapphire Preferred® Card cardholders will receive one promo of up to $10 off each calendar month at checkout on one grocery, convenience, or retail order on DoorDash.
Chase Sapphire Preferred® Card
On Chase's website
Insider’s Rating
Business Insider's Ratings are decided by our editorial team. The rating system considers various factors and evaluates cards against others of the same type so you can pick a card that is a good fit for your goals.
4.4/5
Perks
Earn 5x on travel purchased through Chase Travel℠. Earn 3x on dining, select streaming services and online groceries. Earn 2x on all other travel purchases. Earn 1x on all other purchases.
Annual Fee
$95
Intro APR
N/A
Regular APR
21.49% - 28.49% Variable
Intro Offer
60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening
Earn 60,000 bonus points
Recommended Credit
Recommended credit score. Note that credit card lenders may use many different variations of credit score models when considering your application.
Good to Excellent
Pros
- High intro bonus offer starts you off with lots of points
- Strong travel coverage
Cons
- Doesn't offer a Global Entry/TSA PreCheck application fee credit
Insider’s Take
If you're new to travel rewards credit cards or just don't want to pay hundreds in annual fees, the Chase Sapphire Preferred® Card is a smart choice. It earns bonus points on a wide variety of travel and dining purchases and offers strong travel and purchase coverage, including primary car rental insurance.
Sapphire Preferred Card review External link Arrow An arrow icon, indicating this redirects the user."
Product Details
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- Member FDIC
Chase Freedom and Chase Slate credit cards: Up to six months of DashPass, and up to $10 off each quarter
If you have one of the following credit cards, you will receive one promo of up to $10 off each quarter at checkout on one grocery, convenience, or retail order on DoorDash:
- Chase Freedom®
- Chase Freedom Unlimited®
- Chase Freedom Flex®
- Chase Freedom Rise℠
- Chase Freedom® Student credit card
- Chase Slate®
- Chase Slate Edge℠
If you haven't used the Chase DashPass benefit on your card, you have until January 31, 2025, to enroll in the current benefit: three months of membership followed by nine months of discounted DashPass.
If you wait until February 1, 2025, you will receive six months of DashPass.
Other Chase credit cards: Up to $10 off each quarter
If you have one of the following credit cards, you will receive one promo of up to $10 off each quarter at checkout on one grocery, convenience, or retail order on DoorDash:
- Southwest Rapid Rewards® Priority Credit Card
- Southwest Rapid Rewards® Premier Credit Card
- Southwest Rapid Rewards® Plus Credit Card
- Southwest® Rapid Rewards® Performance Business Credit Card
- Southwest® Rapid Rewards® Premier Business Credit Card
- United℠ Explorer Card
- United Quest℠ Card
- United Gateway℠ Card
- United℠ Business Card
- United Club℠ Business Card
- United Club℠ Infinite Card
- IHG One Rewards Premier Credit Card
- IHG One Rewards Traveler Credit Card
- IHG One Rewards Premier Business Credit Card
- Aer Lingus Visa Signature® Card
- British Airways Visa Signature® Card
- Iberia Visa Signature® Card
- Marriott Bonvoy Bold® Credit Card
- Marriott Bonvoy Boundless® Credit Card
- The World Of Hyatt Credit Card
- World of Hyatt Business Credit Card
Senior Editor, Credit Cards
Katherine Fan is a personal finance expert, journalist, and public speaker with nine years of industry experience.Before joining Personal Finance Insider as Senior Editor of Credit Cards, Katherine covered aviation, award travel, loyalty programs, and credit cards as a senior reporter for The Points Guy, and small business finances as a lead writer for Nerdwallet.ExperienceSince 2015, Katherine has published 1,800+ articles, guides, and reviews covering credit card benefits and rewards, small business finances, points and miles travel, loyalty programs, and real estate investing.Katherine has also freelanced for CNN Underscored, Forbes Advisor, Wall Street Journal Buy Side, Bankrate, CreditCards.com, the Dallas Morning News, LendingTree, Upgraded Points, Fortune Recommends, Newsweek, and Slickdeals Money. Her work has been syndicated by Nasdaq, MSN and Yahoo.Katherine is a guest speaker at TravelCon, and hasbeen featured on multiple podcastsincluding NPR Life Kit, Expedia's Out Travel the System, and The Points Guy'sMiles Away.In her spare time, Katherine moonlights as a photojournalist covering Formula 1, Austin City Limits, and SXSW for the Austin American-Statesman and other media outlets. When she's not jetsetting around the world, you'll likely find her in Austin cooking up a batch of spicy Chinese food.ExpertiseKatherine's expertise encompasses:
- Small business finances
- Credit cards
- Points and miles travel
- Travel insurance
- Real estate investing
Katherine's interest in personal finance runs parallel to her passions for real estate investing and award travel. Despite a salary of just $28,000 a year from her first full-time job, Katherine built an excellent credit score of 805 from scratch through hard work [and privilege], which allowed her to purchase her first home six years after graduating college. She's since added five more doors to her real estate portfolio, although she plans to retire on her index fund investments.Thanks to credit card travel rewards, Katherinehas flown well over one million miles visiting 44 countries across all seven continents. She's sailed with orcas in Antarctica, flown home in first class from Japan, photographed a wedding at Hobbiton in New Zealand, and gone on safari in South Africa. But her most meaningful trips always bringher home to loved ones in Taiwan.EducationKatherine holds dual degrees in photojournalism and Asian American studies from the University of Texas at Austin, and a certificate in business Chinese proficiency from National Taiwan University. She began her professional career in tech as a software sales executive for several years before returning to her media roots.
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